Will I Have To Pay Extra To Replace Damaged Carpet

Expected life of carpet.

Will i have to pay extra to replace damaged carpet.

That comment was pretty stupid. If you can hire a water damage specialist to come out and dry the area quickly enough you won t get new carpet but you might end up paying less than your deductible would have been. Second seams are in the doorway everywhere. 10 years 8 years.

Full replacement cost insurance is great but that doesn t mean they have to replace things that were not damaged. If the landlord has to replace the entire carpet two years before the end of the carpet s life expectancy then the tenant would pay the equivalent of two years worth of the carpet s price. The insurance adjuster will replace the carpet in only the room saying that they stop at doorways. So if the carpet has a ten year life expectancy the tenant would pay two tenths of the carpet s total price.

In this case the landlord is reimbursed for the cost of repair or replacement. The landlord should properly charge only 200 for the two years worth of life use that would have remained if the tenant had not damaged the carpet. Just because the carpet was damaged in one or two rooms does note mean they will pay to re carpet the whole house. Many issues aren t covered by insurance especially if they were due to damage you caused.

The tenant could of course agree to the deduction. Unless that is the landlord wants to withhold some or all of the deposit to pay for damages. But in an effort to persuade the carrier to pay for full carpet replacement you need to establish that it is indeed necessary in light of the covered loss. Yes op needs to have replacement cost for the contents first.

In our example for damage to a carpet. Carpet life years remaining. If the water sits for a few days however it s possible that further damage has been done and a simple water extraction and cleaning won t do the trick. The carpet is 20 years old and is probably discontinued making a like to like match difficult.

The purpose of insurance is to put you back where you were since you had 10yo carpet they owe you 10yo carpet. I ve had flood damage which dampened the carpet and padding in one room. Flood and earthquake damage will likely require special coverage. 100 per year age of carpet.

The scheme returns the deposit at the end of the lease. 10 years depreciation charge 1 000 10. Original cost of carpet. They do not owe to replace all the carpet.

They would pay only for the room. Third if op has an ho5 policy there s a chance they might replace the whole carpet or at least replace it to the seams in the middle of the living room floor lol.